Q:  Are Steve Palmer Homes pre-fab homes?

A:  Absolutely Not !   All Steve Palmer Homes are “Stick Built” with “Quality Materials" on a Concrete Slab Foundation from the ground up by skilled craftsmen using “Name Brand” suppliers!  Including a Ten Year Limited Warranty!

Q: Steve Palmer Homes quality is very impressive and far superior when compared to other “On Your Lot Builders” and your prices are so inexpensive! How do you do it?

A: Simple ! Steve Palmer Homes' goal has always been to build “Quality Homes” at “Affordable Prices!”  With our congenial attitude & customer satisfaction a top priority, we build more homes in our area than most “On Your Lot Builders”, therefore we do not require as much profit & overhead !  We pass the savings on to you, “Our Valued Customer!”  In other words “We’re Not Greedy!”

Q: I want to build a new Steve Palmer Home but I don’t have a lot paid for.  Can I include land payoff or the cost of a lot with my Steve Palmer Home?

A: You absolutely can!  If you still owe on your lot, the pay off balance can be included in you sales price or if you don’t have a lot , select a lot in the area you want to build and Steve Palmer Homes can include the cost of the lot in the sales price!  For more information please stop by our Model Home Park and speak with a Steve Palmer Homes Sale Manager!

 Q: Can I personalize the look of my Steve Palmer Home?

A: You absolutely can! Most Steve Palmer Homes plans offer:  All Hip Roofs & All Brick Exterior designs which offers Low Maintenance or Victorian Style Elevations which features Beautiful Gables with a combination of Brick on three sides and Hardi Plank Siding with Turn Post & Rail at the front porch.  You can also choose your own colors of brick, roof, paint, & floor coverings.

Q: Can I make changes to Steve Palmer Homes floor plan for my personal taste?

A: You absolutely can!  Steve Palmer Homes is one of the few “On Your Lot Builders” capable of making design changes to our plans to meet your needs normally for no charge!  Steve Palmer Homes also offers drafting service from your drawings!  

Q: Will I have to make payments during construction of my Steve Palmer Home?

A: Absolutely Not!  Through Steve Palmer Homes Easy Estimate Pricing if you qualify Construction Financing and even All Closing Cost can be included in your sales price and No Construction Payments and No Closing Cost will be required.        

Q. I’ve got some credit issues but I really want to build a Steve Palmer Home. Can You Help? 

A: Absolutely! A Steve Palmer Homes Finance Manager in most cases can still obtain a mortgage loan for you even with credit issues.   For more information please stop by our Model Home Park or make an appointment with a Steve Palmer Homes Finance Manager today!

Q: How can I get Pre-Approved for a Steve Palmer Home?

A: It’s Easy & Free !  Simply call 254 857-8200 and arrange an appointment with a Steve Palmer Homes Sales Manager or on line!  Go There Now Get Pre-Approved

Q: What’s a "Base Price"?

A: A base price is the cost of the plan you have chosen built 100% complete on your lot! NOTE: A base price applies to cash deals or, if financing, you pay all closing cost. The building site should be leveled and ready to begin construction, however Steve Palmer Homes can include this expense and many other options & expenses to the final sales price of your new home. Go There Now!  Easy Estimate Pricing

Q: When you say “100 % Complete” what all does that include and what will I need to furnish?

A:  When we say  “100% Complete” we mean “100% Complete!”  It includes everything down to Rheem Air Condition, Kenmore Range, and Vent Hood & Dishwasher and Floor Covering installed. All you need to furnish is: Drapes or Mini-blinds, Refrigerator, Washer & Dryer. (These items may also be included if you want!)

Q: What’s a "Shell Plus Price"?

A:  Shell Plus Price is incomplete construction of the plan you have chosen stage built to:

Exterior: Dried In.. All exterior walls installed, all exterior doors & windows installed, all exterior brick or siding per specs of plan installed, shingle installed. Exterior paint not installed.
Interior: All interior walls installed, electrical wiring installed, plumbing topped out, bath tubs installed, air conditioning ducts installed, exterior cellulose wall insulation installed, sheetrock installed, drag texture all ceilings & walls installed.
Ready for cabinets, doors & trim, paint & stain, kitchen & bath counter tops , plumbing & light fixtures, floor covering, air conditioning blower & compressor. NOTE: A Shell Plus Price applies to cash deals or, if financing, you pay all closing cost. The building site should be leveled and ready to begin construction, however Steve Palmer Homes can include this expense and many other options & expenses to the final sales price of your new home. Go There Now!  Easy Estimate Pricing

Q: What’s an "Extended Zone"?

A:  Steve Palmer Homes receives many requests to build beyond our standard base price building area of a 60-mile radius of our office located in Lorena Tx.  An Extended Zone is a travel expense we charge when requested to build beyond our building radius simply to cover extra expenses incurred. Go There Now! Building Area.